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PIRS Capital

Resources

Understand working capital
before you borrow a dollar.

Straight, jargon-free education from a direct lender that's been funding U.S. businesses since 2012. Learn how the product works, what it costs, and whether it fits, then decide.

  • Educational, not salesy
  • Direct lender since 2012
  • No hard credit check

Everything in one place

Start wherever you are.

New to working capital? Start with the Working Capital 101 guide. Researching a specific term? Try the glossary. Just have a question? The FAQ covers most of them.

Start here

Working Capital 101

The flagship guide. How working-capital financing actually works, from factor rates to who qualifies to pros and cons, explained plainly and accurately.

20 questions

FAQ

Clear answers to the questions we hear most, covering eligibility, funding, terms, credit, and repayment, grouped by topic.

38 terms

Glossary

An A–Z reference for working-capital and merchant cash advance terminology, from factor rate to UCC filing.

15 articles

Blog

Practical, no-spin articles on costs, cash flow, qualifying, and making smart financing decisions.

6 stories

Case Studies

Illustrative, anonymized stories showing how businesses across industries put working capital to work.

Informational

Pre-Approval Tool

A quick, no-obligation estimate of what you may qualify for. No hard credit check, no personal information required.

Questions answered? Let's talk numbers.

When you're ready, a quick application shows what you may qualify for. Same-day decisions, no hard credit check, no obligation.

Apply for Working CapitalUse the pre-approval tool
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