No pre-approvals, we provide intelligent funding decisions and stick to them

PIRS Capital launched in 2012 with one objective in mind: to ensure client success when funding small businesses across the nation. Since then, we have always strived to differentiate ourselves for our customers by making intelligent, personalized, tech-enabled business decisions that endure and grow with your business.


  • No pre-approvals
  • Manual underwriting process
  • We review every application up front and diligently
  • All applications are reviewed with a sense of urgency while maintaining accuracy


  • Expansive hands-on approach to funding to achieve success
  • Custom financial solutions to meet unique business challenges
  • We want to understand your journey and where you want to go next
  • Disciplined funders that make decisions with the business owner in mind


  • The PIRS Portal enables our strategic funding process and makes approvals accurate and timely
  • PIRS Portal is secure so that your personal information is encrypted with industry-standard SSL encryption (128-bit.)
  • Our PIRScore credit model produces reliable real-time analytical data to enhance our underwriting decisions
  • Same day funding so you can get your money as soon as you need it


  • Industry-standard security practices that employ strict policies to protect your information
  • Long-term relationship focused
  • Individualized customer service
  • Excellent customer reviews


Your experience with us will consistency link to our values which define who we are as a company. Our values give us the focus and direction we need to provide smart funding and ensure mutual growth and success for all parties involved.

  • Respect – We manage all our relationships with fairness, decency and professionalism. Whether you are a client, employee, or partner we ALWAYS communicate with respect in every interaction.
  • Integrity – Our clients invest more than just their time and money with us; they also invest their trust. We seek to earn that trust by always doing what is right and by being honest and responsible when making decisions.
  • Excellence- We are driven to help our clients succeed. In every decision we make, we always act in our clients best interests by striving to understand their needs and exceeding their expectations.
  • Innovation- Change happens, even if you don’t want it to. That’s why we always aspire to be one step ahead. We value adaptability and always look for new opportunities to make improvements to our process to benefit our clients.

Tell Us About Your Journey