How to Use a Visa Gift Card on Amazon

A gift card is similar to a debit card in that it has a predetermined balance that can be used for a range of different purchases. General-use prepaid gift cards are not associated with any one business and can be used to withdraw cash from ATMs in addition to making purchases online or in-store.

Online or in-store, gift cards are always a good thing to have. Gift cards can be purchased to give them as presents, or they can be earned as a reward for regular purchases. Avoiding penalties or losing a gift card due to expiration requires knowing how they operate and where they can be used. It’s also crucial to be on guard against gift card scams, which tend to increase around the holidays when more people are likely to buy and use them.

Now, are you in possession of a Visa gift card or two and don’t know what to do with them? Well, these cards are redeemable on the Amazon marketplace. But does Amazon accept Visa gift cards? Absolutely, they do! If you’ve had your sights on that one thing you wanted to buy but didn’t have the funds for, those gift cards are about to come in real handy now! This quick tutorial will show you how to make the most of your Visa gift card to shop at Amazon. Let’s get started!

How to Use a Visa Gift Card on Amazon

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Why Should You Use a Gift Card?

Before we delve into the various ways you can use a gift, let us examine why you should be using them in the first place. Not only are they a good alternative to cash, but they are even better in some ways. Some of these are listed below.

1. They make for great gifts

If you’re at a loss for a present but still want to show your appreciation, a gift card is always a safe bet. When you give someone a gift card, they can use the money toward whatever they like.

A gift card eliminates the risk of buying something someone already has or doesn’t need. To add a special touch, you can select the type of gift card to send. You are not limited to just one type of gift card when selecting a present for someone.

2. They are better during discounts and sales

It might be difficult to keep track of when a certain item goes on sale amid the chaos of Black Friday, Amazon Prime Day, the holidays, and other sales events. Gift cards can be saved as an alternative form of currency in anticipation of a deal on a desired item. Gift cards are great since you can plan ahead to make sure you always have enough money for the next purchase.

3. They help you maintain a budget

One strategy to keep your spending in check is to make use of nothing but Amazon gift cards. Establish a shopping limit on Amazon that you will adhere to every month. The use of gift cards solely on online marketplaces is one of the most effective ways to cut costs and save money.

And with that out of the way, let’s look at all the different ways you can use a Visa gift card on Amazon!

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How to Use a Visa Gift Card on Amazon

It may appear complicated to use a Visa or Mastercard gift card at an online store like Amazon, but the process is actually rather simple. You need merely switch to a different mode of online payment. Having a credit or debit card on file will also speed up the procedure.

Prepaid cards and Visa gift cards can be used in one of two ways on Amazon:

  1. One option is to add the amount to an existing Amazon.com.
  2. Second, please consider accepting Visa gift cards as a form of payment.

All other prepaid cards that Amazon recognizes can be used in the same ways as a Visa gift card.

Adding a Prepaid Gift Card to your Amazon Balance

Follow these steps to add a prepaid card, such as a Visa gift card, to your Amazon gift card balance so that you can use it to make purchases online:

  • First, log into your Amazon account.
  • Next, either click the Account option under Your Account from the dropdown menu or hover over the Account & List tab in the top right corner of the page.
  • Click on Your Payments.
  • Go to the Rewards and Balances tab. You will see the Amazon Gift Card option there. Click it.
  • After that, click Reload your Balance.
  • Write down the amount of money there is on your gift card and click Buy Now. Please make sure that you enter the exact amount in dollars.
  • Go to the Add a Payment Method tab. Select the Add Debit or Credit Card option.
  • Add the Visa card details like: Card number, name, CVV or security code, and expiration date.

If you’ve done all that properly, Amazon will add your gift card balance without issue.

Directly Using a Gift Card

Don’t have the patience to deal with all the above steps? No problem! Here’s how to make purchases on Amazon with a Visa gift card.

  • Get into your Amazon profile.
  • To access your account information, select Account from the Your Account submenu. You may also get this information by clicking the Account & List option in the page’s upper right corner.
  • Select Your Payments from the tab.
  • Find Cards & accounts and click Add a payment method.
  • Select Debit or Credit Cards.
  • To use a Visa gift card on Amazon, you must enter the card’s details (cardholder name, card number, expiration date, and so on).
  • Select the option to Add, then sit tight for approval.

If you’ve spent all of your prepaid Visa gift card funds and need to make a payment, you can visit the “Payment Method” page and enter a new card number or bank account information.

Getting Rid of a Visa Gift Card as a Payment Option

Once you’ve used the money from the gift card, you’ll need to remove it from the list of payment methods. Follow these steps:

  • The first step is to get into your Amazon profile.
  • Under Your Account, select the Account link. Hovering the cursor over the Lists and Accounts sub-tab also makes this accessible.
  • Go to Your Payments, as before.
  • Click on the payment method (in this case, the gift card), and click on Delete.
  • Just as a precaution, Amazon will ask you to reconsider. You need to click on Confirm Delete to tell them you’re sure.

Please remember to delete a gift card as soon as you exhaust all the money it has. You don’t want to mistakenly use it afterward and incur a debt trap.

Adding Gift Card before checkout

Adding Gift Card before checkout

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Before You Leave…

Now that you know how to use a Visa gift card to its fullest potential in your Amazon endeavors, you’re no doubt looking to try it out firsthand as soon as possible. That’s great, and you should, but there is something we would like to tell you before you leave the site. You see, while Visa gift cards are a great means of budgeting and staying within your means, and they will help cut down costs greatly if you want to start your business, it’s only a finite amount.

Starting a business requires capital and we at PIRS Capital have built our reputation on providing easy capital to any business-minded folks looking to start out on their own. If you’re looking to start a business, we offer a way. Contact us to know everything we have to offer you and help you get started on the way to becoming a successful entrepreneur. Reach out today! It’ll be the best investment you’ll make!

Written by: Mitchell L.

I work with companies that sell products on platforms such as Amazon, Shopify, Walmart, Ebay, Etsy, etc. I understand that every business is unique and thats why I form genuine relationships with owners so I can help them reach their goals and find success through our working capital solutions.

Using the Visa Gift Card on Amazon: FAQs

There could be several reasons why your Visa gift card is being declined on Amazon. Here are some possibilities:

  1. Insufficient Funds: Ensure that the card has enough balance to cover the total cost of your purchase. Remember to factor in taxes and shipping costs.
  2. Incorrect Information: When entering your card details on Amazon, ensure all the information is correct. This includes the card number, expiration date, and CVV code.
  3. Billing Address Issues: Some gift cards require registration of a billing address. Make sure you have registered the card online if needed, and that the billing address matches the one you’re using on Amazon.
  4. Card Activation: Some gift cards need to be activated before they can be used. This process varies depending on the issuer, but usually involves either calling a phone number or visiting a website.
  5. Card Not Accepted: Not all online retailers accept all types of gift cards. While Amazon generally accepts Visa gift cards, you might want to check Amazon’s payment methods page or contact customer service to confirm.
  6. International Restrictions: If the gift card is issued in a different country than the one where Amazon is based, the transaction may be declined due to international restrictions.
  7. Pending Transactions: If there are pending transactions on the gift card, the available balance may be less than what you expect.

If none of these solutions work, it’s a good idea to contact the customer service department of the gift card issuer or Amazon to seek further assistance. They may be able to provide more information on why the transaction is not going through.

Amazon doesn’t publicly disclose the exact credit score needed to qualify for its Amazon Prime Visa card, but typically, a “good” to “excellent” credit score is required for most rewards credit cards. This usually means a credit score of around 670 or above based on the FICO scoring model.

Remember, your credit score is not the only factor that issuers consider when deciding whether to approve your application for a credit card. They will also likely look at your income, debt-to-income ratio, payment history, and other factors.

Each credit card issuer and bank may also have their own specific criteria. If you’re considering applying for an Amazon Prime Visa card, it may be a good idea to check your credit score first to see where you stand.

Lastly, keep in mind that each application for credit will result in a hard inquiry on your credit report, which can temporarily lower your score. So, it’s a good idea to only apply for new credit if you’re reasonably confident you will be approved.

Yes, Amazon typically accepts Visa gift cards. To use your Visa gift card, you may need to register it with the issuer first, assigning a billing address if required. Then you can add it to your Amazon account as a payment method, entering the card information exactly as it appears on the card. Ensure that the card has enough balance to cover the total cost of your purchase, including any taxes and shipping fees.

Adding a Visa gift card to your Amazon account is a straightforward process. Here are the steps you need to follow:

  1. First, log in to your Amazon account.
  2. Next, navigate to “Your Account” page. You can find this on the top right side of the Amazon homepage.
  3. Then, look for the “Payment options” section and click on it.
  4. You’ll see an option to “Add a payment method”. Click on that.
  5. Now you can input your Visa gift card details. Make sure to enter the card number, expiration date, and the card’s name if it has one.
  6. After entering these details, click on “Add your card”.

Your Visa gift card should now be added to your Amazon account and you can use it to make purchases. Make sure that your card has enough balance to cover the cost of your purchases, including any potential taxes or shipping fees.

While you can’t directly transfer money from a Visa gift card to your Amazon account, you can use a workaround by buying an Amazon eGift card for yourself. Here are the steps:

  1. Go to the Amazon website and search for “Amazon eGift Card”.
  2. Choose the design you prefer and select the amount you want, which should be equal to or less than the balance on your Visa gift card.
  3. Proceed to checkout and enter your Visa gift card information in the payment method section.
  4. Send the eGift card to your own email address.
  5. Once you receive the Amazon eGift card in your email, you can redeem it on Amazon, and the amount will be added to your Amazon account balance.

Remember to ensure that your Visa gift card is registered (if required by the issuer) and has enough balance to cover the amount of the eGift card you plan to buy.

Eligibility Requirements
  • Owner or majority owner must be a US citizen
  • Must have US bank accounts
  • Have to be selling for at least 1 year
  • Minimum sales per month has to be $15000 USD
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